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JCSM Shareware Collection 1996 September
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JCSM Shareware Collection (JCS Distribution) (September 1996).ISO
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debt125.zip
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1995-03-07
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Debt Analyzer 1.25 Reduce and Eliminate Consumer Debt and Save
DOS MAR95 DEBT REDUCTION LOAN PAYOFF CONSOLIDATE CREDIT FINANCE
FILES: DBT125
Author: Michael D. Jones (Insight Software Solutions)
REGISTRATION: $20.00
HOPELESSLY IN DEBT? Need a systematic way to rid yourself of it? The
Debt Analyzer is the answer! A financial software program designed
with ease and flexibility, it is the perfect tool to help reduce and
eliminate debt. Debt reduction is illustrated through a debt elimina-
tion schedule or through loan consolidation. Up to 20 debts can be
processed at one time.
The debt elimination schedule works by analyzing all debt information
and assigning a priority to each debt. Debt information includes
minimum payments, current payments, interest rate and loan balance.
Once a debt is paid off, the payment for that debt is applied to the
next highest priority debt--accelerating the payoff of the debt! You
may choose to have the difference between the current payment and the
minimum payment shuffled around and applied to the highest priority
debt. You may also choose to add an additional monthly amount to your
payment--increasing the acceleration even more! It is the payment
acceleration which results in significant interest savings.
You may prioritize the payoff of your debts in any user specified
order. However, there are 9 predefined priority methods available.
These include "Highest Interest Rate First", "Smallest Balance First"
"Largest Balance First", "Smallest Minimum Payment First", "Largest
Minimum Payment First", "Smallest Current Payment First", "Largest
Current Payment First", "Shortest Term Debt First" and "Longest Term
Debt First".
Loan consolidation illustrates the savings that can be incurred by
combining all your high rate debts to one lower rate loan. The term
or the payment of the consolidated loan may be specified or the total
of all other debt payments can be used.
Reports can be viewed on screen, saved on disk or sent to a printer.
The Debt Analyzer is menu driven with an on-line manual and indivi-
dual help for each input. All information can be saved and retrieved
for multiple clients. Contains several miscellaneous configuration
options for setting the program up to your individual liking.
Hardware Requirements: IBM PC or Compatible, 512K RAM, 1 Floppy and
Printer capable of condensed printing. Hard Disk Recommended.
Other Requirements: DOS 2.x or higher.